Commercial Auto
When you or an employee uses a company-owned car for business, commercial auto insurance helps cover the costs of an accident. Even in the event of a deadly accident, this coverage can assist pay for property damage and medical expenses. Your business can be protected with commercial auto insurance.
What does Commercial Auto Insurance cover?
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Bodily Injury Liability coverage helps pay for the medical bills of the other driver.
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Property Damage Liability Coverage pays for damage that you or your employees cause to someone else’s property.
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If an employee or other occupants of your vehicles are harmed in an accident, your commercial auto policy can pay the resulting expenses up to the policy limit.
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Comprehensive coverage which can assist pay for damage to your car caused by something other than another vehicle, such as vandalism, theft, severe weather, or animal-related incidents (subject to deductible)​
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Collision coverage which pays for damage to your car caused by another vehicle, regardless of who is at blame, whether you hit another vehicle or object, another vehicle hits you, or your vehicle rolls over (subject to deductible)
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When an accident is caused by an uninsured or underinsured motorist, uninsured and underinsured motorist coverage compensates for medical expenses, lost wages, and other damages owed to you, your employees (expenses not covered by workers' compensation), or your passengers.
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Rental reimbursement is available. After an accident, your automobile is in the shop, and you'll need to rent a car to travel around. Your commercial auto insurance policy can cover your rental fees.​